You Make a Difference
You Make a Difference
Timesheets should be submitted to ExpertCare on a weekly basis by Monday at 8:00 a.m. via the following methods:
Email your timesheet to ExpertCare through our secure message center. Follow the link below and you will be taken to the login screen where you will be prompted to enter your email address and password that you established. Once logged in, you can attach your timesheet and data logs in a new secure message by clicking on the “Compose” tab. Click here to access our secure message center: ExpertCare Portal.
ExpertCare has a drop box for timesheets, notes and data logs at the north entrance near the stairs. This entrance is at the far right end of our parking lot to the left of the main entrance.
Timesheets can be faxed to: 248-740-3505
Mail to: 210 Town Center Drive, Troy, Michigan, 48084
Dental coverage helps members pay for the most common procedures and preventive services, without restricting their choice of dentists. Using a dentist in the Careington PDNO Dental network will help lower out-of-pocket expenses. This is a PPO plan, not a discount plan.
The Vision program includes coverage for routine eye exams, eyeglasses and contact lenses. Using a vision care provider in the Superior Vision network will help lower out-of-pocket expenses.
Short Term Disability coverage replaces a portion of the employee’s income when he/she is unable to work due to a non-occupational injury or sickness.
Term Life and Accidental Death Insurance can bring employees great peace of mind without great expense.
Critical Illness coverage helps supplement out-of-pocket medical and non-medical expenses associated with a critical illness that are positively diagnosed by a Physician
Accident coverage pays a benefit due to a covered accidental injury directly to you. If one of the MEC plans are elected, coverage amounts are in addition to Accident benefits offered through the MEC plan.
At ExpertCare Management Services, it is our intent to provide our employees access to affordable healthcare coverage. Understanding that the cost of health insurance can be prohibitive, we have found the most cost effective HMO plan. We also offer Supplemental Health, Dental, Vision, Short Term Disability, Life, Critical Illness, and 24 Hour Accident insurance through Benefits in a Card to help our employees and their families offset potential out of pocket expenses.
This plan is an HMO major medical plan. This plan provides rich benefits at a cost effective premium. Please check provider directories to assure your doctors and hospitals participate in the THC network. THC uses a generic mandatory system for prescription drugs. If there is a generic equivalent, it will be substituted unless your doctor can provide medical necessity for the preferred brand.
We will begin taking deductions on the first payroll of the month following the receipt of your enrollment forms. Benefits will begin on the first of the month following your first deduction (e.g. if deductions begin on the first four (4) pay periods of March, your benefits begin on April 1.)
The THC plan is a Section 125 plan. Deductions from your paycheck for the cost of the plan will be before taxes (pre-tax). This is a benefit to you. The IRS does make certain rules for Section 125 plans.
Your election to participate in THC health plan will lock you into that plan until:
MEC is an innovative and affordable program designed to meet the standards of the Affordable Care Act (ACA). With MEC, employees can avoid ACA penalties, benefit with first dollar coverage and cover preventive care at 100% with no deductions or co-pays.
These plans are not major medical plans but do satisfy the government’s requirement that you have minimum essential medical coverage.
We will begin taking deductions for the BIC plan(s) within 2 weeks after you contact BIC directly via phone to enroll. Deductions are taken on Friday and benefits are in effect each Monday thru Sunday following that deduction. Benefit coverage continues each week there is a deduction taken.
Note: if deductions are not taken from your pay on a given week, you will not have coverage the following Monday thru Sunday. To get coverage for those weeks, payments must be made directly to BIC. Benefits will be terminated after 4 deductions are missed.
If you decline coverage after your first time being eligible, you will not be able to elect coverage again until the Open Enrollment Period, which occurs in February each year. BIC benefits begin as early as February 1. THC Benefits will begin April 1, 2018. You can drop BIC benefits at any time. You may not add, drop or change THC benefits or add or change BIC benefits unless you have a qualifying event, such as:
Direct Deposit to Bank Account or rapid! PayCard
Now caregivers have options in electronic pay delivery. Caregivers can have their weekly pay direct deposited into a bank account or onto the rapid! PayCard. Not only are these options faster, easier and more reliable than a traditional paycheck, you will also be helping to save the environment. No more paper checks – just download your paystub directly to your computer.
Below is a link to our direct deposit form. Any changes to your direct deposit must be submitted in writing.
The link below will take you to ExpertCare’s payroll website. By registering here, you will be able view your pay stub and other key employment information on-line. If you have any questions, you can always call us at 866.812.8896.